At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

THE WORK:

We’re looking for a strategic product leader to drive institutional features and use cases on the XRP Ledger. In this role, you won’t just own a single feature - you’ll own the challenge of identifying and architecting blockchain-based solutions for real world financial problems at institutional scale.

You’ll work cross-functionally across product, engineering, business development, and partner teams to define and deliver solutions that integrate core XRP Ledger capabilities - tokens, compliance primitives, programmability, DeFi protocols - into end-to-end offerings institutions can adopt. Applications range from collateral management to trade finance and settlement infrastructure.

This is a horizontal, outcome-focused role. Your success will be measured by the clarity, completeness, and market-fit of the solutions you shape - not just what ships, but whether it works for the customer.

WHAT YOU’LL DO:

Own the development of institutional-grade product solutions using XRP Ledger capabilities

Partner closely with BD and external institutions (e.g., Hidden Road, Securitize) to understand workflows, integration paths, and adoption blockers

Work across product lines (tokens, financial protocols, compliance) to compose full solutions that map to real institutional needs

Develop product-market fit hypotheses, validate with partners, and guide roadmap decisions accordingly

Translate partner requirements into clear product direction for internal teams - balancing technical feasibility with go-to-market alignment

Serve as a connective role across PMs, ensuring what we build adds up to something customers can actually use

WHAT YOU'LL BRING:

8+ years related experience

Strong product intuition and systems thinking: you see how pieces fit together into real-world use

Experience working with financial institutions or fintech infrastructure (custody, trading, settlement, etc.)

Deep customer empathy - you can reason backwards from institutional needs and workflows

Exceptional communication and cross-functional collaboration skills

Bias for clarity, accountability, and momentum in ambiguous environments

Technical aptitude: you’ve worked on backend products or served developers in prior product roles

NICE TO HAVE:

Knowledge of blockchain fundamentals (wallets, signing, tokenization, on-chain transactions) and how to use them in practical solutions

Experience building or launching crypto or blockchain-based products

Familiarity with institutional trading workflows, collateral management, or settlement systems

Exposure to open-source developer ecosystems or protocol-level product work

For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.

CA Annual Base Salary Range

$200,000—$225,000 USD

Lead Product Manager, Institutional DeFi

Skills & Technologies

Job Description